Your money, tracked.
Your bills, split fairly.
Sonaveo is a money tracker and group expense splitter — multi-currency, bank-synced, and encrypted end to end.
Multi-currency
Track balances in any currency with per-account pockets and real cost-basis FX — normalized to your home currency.
Group splitting
Split by equal, exact, percent, shares or per item. Settle up in any currency, with balances that always net out.
Open Banking sync
Connect real bank accounts via Open Banking. Transactions land automatically, sorted into the right currency pocket.
Receipt scanning
Snap a receipt or scan a fiscal QR code — items, merchant and total prefill the transaction for you.
Upcoming & subscriptions
Define expected payments and income. See what's due this month and let real transactions pair themselves.
End-to-end encryption
Optional zero-knowledge mode encrypts every transaction on-device. The server stores only ciphertext.
Everything in one place.
Accounts, groups, receipts, subscriptions and statistics — one clean app for all your money.